With MINI Finance, you have the opportunity to access more competitive interest rates if you make a bigger deposit, helping you save as you enjoy your shiny new MINI model.
Until 31 March 2026 purchase any new or demonstrator MINI model from across the range and receive a 3.99% p.a. comparison rate, on a maximum amount financed, on 36-month MINI Flex loan agreements with a Guaranteed Future Value handback option.
This means that to be eligible for the rate offer, there is a maximum amount we will finance for each model series as outlined below and you’ll need to make a deposit of up to 20% of the vehicle drive away price (which will vary depending on vehicle selected).
Plus, with MINI Finance you can make your MINI truly yours. Enjoy up to $700 in complimentary Genuine MINI Accessories (excludes fitting and Lifestyle items) when you finance with MINI Finance, giving you the freedom to personalise your vehicle your way.
The MINI Cooper 3-Door
The MINI Cooper 3-Door C and S is within reach with a 3.99% p.a. comparison rate, with a minimum 20% customer deposit required, a maximum finance amount of $44,900 and $0 finance set up fees.
The MINI Cooper 5-Door
The MINI Cooper 5-Door C and S is within reach with a 3.99% p.a. comparison rate, with a minimum 20% customer deposit required, a maximum finance amount of $45,900 and $0 finance set up fees.
The MINI Cooper Convertible
The MINI Cooper Convertible C and S is within reach with a 3.99% p.a. comparison rate, with a minimum 20% customer deposit required, a maximum finance amount of $49,900 and $0 finance set up fees.
The MINI Countryman
The MINI Countryman is within reach with a 3.99% p.a. comparison rate, with a minimum 20% customer deposit required, a maximum finance amount of $52,900 and $0 finance set up fees.
The MINI Cooper JCW
The MINI Cooper JCW is within reach with a 3.99% p.a. comparison rate, with a minimum 20% customer deposit required, a maximum finance amount of $57,900 and $0 finance set up fees.
The MINI Cooper Convertible JCW
The MINI Cooper Convertible JCW is within reach with a 3.99% p.a. comparison rate, with a minimum 20% customer deposit required, a maximum finance amount of $57,900 and $0 finance set up fees.
The MINI Countryman JCW
The MINI Countryman JCW is within reach with a 3.99% p.a. comparison rate, with a minimum 20% customer deposit required, a maximum finance amount of $63,400 and $0 finance set up fees.
Offer valid on all new and demonstrator MINI models across the range with finance applications submitted and approved with vehicles ordered and delivered between 01.01.2026 and 31.03.2026.
MINI Finance, Australian Credit Licence 392387. Fees, charges, conditions and eligibility criteria
apply. MINI Finance reserves the right to change or withdraw the offer at any time. Offer cannot be
combined with other offers. Lease arrangements not eligible for offer. Participating authorised MINI
Garages only.
Comparison Rate Warning. Comparison rate based on a 5 year secured loan of $30,000.
WARNING: Comparison rate based on a 5 year secured loan of $30,000. WARNING: This
comparison rate is true only for the example given & may not include all fees and charges.
Different terms, fees or other loan amounts might result in a different comparison rate. MINI Flex
loan consists of an option to deliver the vehicle to us instead of paying the Guaranteed Future
Value final balloon lump-sum repayment amount (GFV) at the end of the contract term, provided the
vehicle is undamaged except for fair wear and tear as determined by our approved dealer and provided
that the contracted kilometre allowance has not been exceeded. The GFV is not a representation of
the anticipated market value of the vehicle at the end of the contract term.
Complimentary accessories offer conditions include: 1) Genuine MINI accessories only, excluding
fitting and Lifestyle items; 2) Accessories must be ordered at time of vehicle order, at MINI Garage
dealer which rendered the finance application; 2) not redeemable in cash to any extent, including
any unused balance. Visit store.mini.com.au/accessories for details.
Participating authorised MINI Garages only. Offer cannot be combined with any other offers. MINI
Finance reserves the right to change, withdraw or extend the offer without notice.